PROTECT YOUR BIGGEST INVESTMENT
If your home is damaged or destroyed homeowners insurance will pay to repair it or rebuild it.
having the best possible insurance doesn't have to break the bank
These are basic coverages found on most home insurance policies
What About Animals
Coverage for animal liability is optional. Not all insurance companies offer it.
The best option is always to provide a copy of your current policy declarations page and last 3 years of loss history reports obtained from your current insurance company.
At K.S. Pacific we are Insurance Brokers. We can help you shop your policy with mutilple insurance companies and compare quotes. We can help you bundle your policies so that you get the most savings available to you.
The Insurance Company will run a replacement cost analysis report on your home to determine the correct amount it would cost to rebuild your home in the event of a total loss.
Homeowners insurance does not provide coverage for flood or earthquakes. Both of those policies can be purchased separately.
Mortgage Protection can be purchased as an endorsement or "rider". Not all insurance companies offer this endorsement. Check with your agent or broker before you purchase a policy.